Earning cash back on purchases is a fantastic method to make extra money. Connect your credit card with a website or an app and start earning cashback. It may not seem like an enormous amount at first, but it’s something you could accomplish with little effort.
There are many ways to earn extra cash online, but most of them require much of your time and energy to lengthy tasks and tasks. It’s not suitable for everyone.
Cashback applications are among the few methods available to earn money by doing something you already do, such as shopping.
Everyone has to shop for food items and other necessities, whatever your budget is. If you think about how much you pay for groceries each week, making as little as 1percent cashback will increase over the year – and many apps give you more than one %.
You can combine the cashback applications discussed in this article by using a credit card with cashback and earning double the cashback from every purchase.
It is also possible to combine the apps with conventional coupons, and, in actuality, most websites offer a special offers tab that allows users to accomplish precisely this.
Many applications provide additional ways to earn some cash by engaging in other activities. When times are difficult, you can have the ability to replenish your account with the palm of your hands.
14 BEST CASHBACK APPS in 2022
Below are the top 14 cashback applications to begin using now:
Capital One Shopping
If you’re a frequent online consumer, Capital One Shopping (formerly Wikibuy) is an excellent method to earn discounts when you shop and earn points that can be exchanged for gift cards. All you have to do is look through shops as you would typically and allow Capital One Shopping to search for savings on the same item that can be purchased for less elsewhere and give you points toward gift cards after you’ve made a purchase. It can also be integrated directly with Amazon.
Percentages you can earn differ between stores online. However, they are displayed on Capital One Shopping’s website and app to help you find lower prices and the most current deals.
The price information from every extension user is collated to ensure that everyone gets a better price. If, for instance, you view the same product on Amazon, but someone else has seen the same item for a lower price on another website, Capital One Shopping will inform you.
If a coupon does not work for a particular user, it is recorded to stop other customers from wasting time trying to apply the coupon. The extension will also notify you when the price of the product you’ve looked at has recently dropped.
An application is available to scan barcodes of products and compare prices. This means that when you see something in-store, it’s easy to look up if there’s a better deal online or in the form of a competitor.
The Capital One extension can be downloaded to Chrome, Firefox, Edge, and Safari.
Honey App
Honey is a browser extension that’s not the only one and works similar to Capital One Shopping. You’ll be able to browse as Honey runs in the background. Moreover, when you purchase a suitable product, you’ll earn Honey Gold’ that you can use towards gift cards. Honey will also show up to notify you of sales and coupons applicable to the shop you’re browsing.
Based on the retailer, earn Honey Gold by shopping at more than 4500 different stores and earn as much as 20% back. There are bonuses to be had often to help you make more. When you have reached the required gold, you’ll get an Amazon gift card.
Honey also has tools to help you locate the lowest price possible on Amazon and find out about price changes for products you’ve looked at.
Honey is available for download on Chrome, Firefox, and Safari. You can also download it for your mobile browsers.
Swagbucks
Swagbucks is among the most popular survey websites you can find. However, it also boasts one of the top cashback sites available.
Of course, you’ll also have the opportunity to earn money from surveys and other activities such as watching videos or browsing the internet.
You can earn $5 for joining when you spend $25 in the Swagbucks store within the first month of signing up. You can select from gift cards, such as Amazon or PayPal transfer.
Capital One Price Protection
Capital One Price Protection, previously Paribus, offers a distinct type of cashback. Instead of earning points or even a portion of cashback on all purchases, Capital One Price Protection will negotiate on your behalf to receive refunds for products you bought that have been reduced. This means that you’ll only earn points if you purchase something and it experiences an increase in price within a short time after purchasing it.
If you shop in a store, it’s necessary to scan your receipts manually to get Capital One Price Protection to find out if you’re entitled to some discount, but it’s not tricky once you’ve developed a habit. It’s also an excellent method to keep track of your expenditure and purchases because the app will continue to keep all receipts.
If you purchase online, you can shop as expected, but Capital One Price Protection will use the confirmation emails you receive to look for price changes.
You can upload receipts from more than 25 retailers, including retailers like Target, so most of your grocery purchases are covered! You’ll receive the discount on the payment you initially used to purchase within 3-7 days.
TopCashback
It claims to be the most generous cashback website that exists in the United States is, TopCashback. Numerous retailers take part in their cashback plans; however, unlike other cashback sites, you’ll get the complete payment from the site instead of receiving a small portion.
It is also possible to save money by using coupons and obtaining payout bonuses that could yield you 3% in addition to the amount of the cashback standard offer.
The site also provides excellent customer service, which includes five-star ratings on Trustpilot and membership to the Institute of Customer Service.
MyPoints
MyPoints is a service that operates similarly to Swagbucks in that you earn points redeemable through various activities and cashback deals. Nearly 2000 online retailers are affiliated with My Points, so there are many opportunities to earn cashback while shopping. All you have to do is go to the store MyPoints Shopping Portal.
In addition to cashback, You can earn points for conducting surveys, making videos, playing games, and even reading emails.
You can redeem the points you earn for gifts from a range of merchants.
Rakuten
The benefit of Rakuten (formerly Ebates) is that you can earn cashback in cash on purchases made on the internet. Each quarter, you’ll get paid via either cash or PayPal. Also, you’ll get a 10 percent bonus for signing up. So the amount you spend within the first three months as an active member.
Dosh
Book hotels and other accommodations using the Dosh app and earn as much as 40% in cash for your trip to earn more cashback.
The only drawback is that Dosh is available only as a mobile app, and it doesn’t have a web version. The only feature you’ll require is linking your cards and then taking the money you earn. This is what you’ll need for a simple application.
In addition, you could earn additional cash for referring your friends to Dosh. Dosh will pay you $10 per person you refer.
Dosh is also committed to safeguarding your personal information. It has 256-bit SSL encryption and secures your credit card details through Braintree, the PayPal service Braintree and they don’t give your personal information to a third party.
Ibotta
If you’re looking to earn cashback from your grocery stories, Ibotta might be just about the most helpful app you can find. Earn cashback in stores by uploading receipts to the app and linking it to your account with the retailer or earning online using the app and browser extensions. You could even receive up to $20 in incentives for registering the app!
You can also utilize the gift card feature to accelerate the process. Buy your gift card, and the cash is returned to your account immediately! Use the gift card you received to make online purchases or in-store purchases.
The only drawback is that you must do a few tasks to earn cashback for each eligible product. This can be as easy as participating in a poll or viewing videos, but it can work. It’s nevertheless a fantastic opportunity to earn additional points, as you’re not tied to completing one task for each product.
You can decide if you would like to get your points as either cash or a gift card.
Fetch Rewards
Another site that can help earn cashback when shopping for groceries includes Fetch Rewards. You can claim cashback on convenience stores, pet stores, drug stores, and even liquor stores. There’s no limit to specific stores.
For earning points towards Gift cards all, you have to be able to scan the receipts. You can also make more money by buying Special Offer items.
You’ll earn bonus points when you sign up. You can also make additional bonus points by sharing your contacts with others.
Drop App
With Drop, You’ll earn points that you can put towards gift cards, not cold cash. However, because you can use these points at major retailers such as Starbucks and Amazon, so you’re bound to find something that sounds appealing to you.
In addition to earning points for spending money using an associated card and shopping on the app directly for specific stores. There are often special offers which you can use to earn points.
Coupons.com
Coupons.com is among the most popular coupon sites online. While the area is primarily targeted at discounts and special offers, there are also various cashback coupons to be had.
Activate the offers you’re interested in and link with your credit or debit cards. You can also use the app to look through promotions and possibilities to earn cashback.
There’s not a minimum amount of points you must attain before you are eligible to be eligible for a reward. You’ll receive your compensation through PayPal.
SavingStar
SavingStar lets you earn cashback from an assortment of automated shops while others are not. For automatic stores, you simply enter the information for your loyalty card and then activate the deals you’d like to earn cashback. In the case of non-automatic stores, it is necessary to scan receipts onto the application.
It has three kinds of promotions: Healthful Fresh Produce Offers One or many offers to help you reach your spending goals and always on for items you buy regularly.
Shop at more than 70,000 stores, so you can be sure that the place you’re looking at is one where you can earn cashback.
You may choose to get your reward in cash or a gift card.
Groupon
Groupon is famous for its discount on leisure activities. However, you could also earn cashback using Grouponplus.
You have to look up cashback offers on the site or application and then take advantage of them. Groupon will join the deal with the card you have enrolled with them. The majority of the sales deal with drinks and food.
It’s a shame that Groupon+ only works only in certain cities. It is also difficult to find cashback deals on your own, but it might be worthwhile if you regularly go out for meals.
The best thing is that once you have redeemed at an establishment one time, it will be automatically be applied every time you decide to revisit it (unless it is expired).
WHICH APP GIVES THE BEST CASHBACK?
You may be earning more significant money If you earn 1cent cashback consistently on all purchases you make, then when you reach 20% cashback on a small number of special products.
Dosh can offer the possibility of cashback up to 10 percent, but it’s no guarantee for every item, and Pei gives 1% regularly throughout the entire range. Cashback programs can be an overwhelming array of options, so it’s a good idea to try several before you can get some idea about which ones are the most profitable for you.
The most effective cashback application for you to utilize varies among individuals.
It is essential to consider several aspects to be considered:
- The type of items you purchase the most frequently.
- Do you buy high-value or low-value products?
- If you own a lot of loyalty cards from stores.
- How long you’re willing to devote to looking for deals or scanning receipts, and then completing tasks.
- Do you rather earn money, or would you rather get gifts instead?
If you dine out frequently and eat out often, then Groupon could be the best option for you. If you spend only a tiny amount of dollars at the supermarket, selecting a site specifically designed for this, like Fetch Rewards, is better.
In the same way, if you only purchase items with a low value and cannot make a profit, it won’t be worth your time to search for specific cashback coupons since you’re probably unlikely to get a significant amount of cashback.
It is sometimes possible to stack cashback deals by obtaining cashback more than once of the same item, meaning you don’t have to pick between several companies. However, this can be a bit tricky and may not always work. It’s suggested to try the various cashback websites before committing to one.
Final Thoughts
Cashback from your purchases is an excellent option to earn some cash. It might not seem like an enormous amount at first. However, it’s something that you can perform with minimal effort. A few of the apps and websites listed on this list allow you to earn money by installing an extension for your browser or connecting the credit card you use to a site.
How could it be simpler than that?
It’s a bit daunting to browse through the websites available at first; However, after you’ve tried some of them, you’ll be able to determine which one is best for your needs.
